/* ============================================================
   Ubezpieczenia Joanna Gromala — arkusz stylów
   ============================================================ */

@font-face{
  font-family:'Playfair Display';
  font-weight: 500 800;
  font-style: normal;
  font-display: swap;
  src: url(../fonts/playfair-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+2000-206F, U+20AC, U+2122;
}
@font-face{
  font-family:'Playfair Display';
  font-weight: 500 800;
  font-style: normal;
  font-display: swap;
  src: url(../fonts/playfair-latinext.woff2) format('woff2');
  unicode-range: U+0100-024F, U+1E00-1EFF, U+2020, U+2113;
}
@font-face{
  font-family:'Archivo Text';
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
  src: url(../fonts/archivo-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+2000-206F, U+20AC, U+2122;
}
@font-face{
  font-family:'Archivo Text';
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
  src: url(../fonts/archivo-latinext.woff2) format('woff2');
  unicode-range: U+0100-024F, U+1E00-1EFF, U+2020, U+2113;
}

/* ---------- Tokens ---------- */
:root{
  --ink:#1B2A3D;
  --ink-soft: rgba(27,42,61,0.68);
  --navy:#0E1C33;
  --navy-2:#16273F;
  --navy-3:#0A1526;
  --parchment:#F5EFE1;
  --parchment-2:#EDE4CF;
  --parchment-3:#E4D9BE;
  --brass:#A9812E;
  --brass-light:#D3B36A;
  --brass-dark:#7C5D22;
  --on-navy:#F5EFE1;
  --on-navy-muted: rgba(245,239,225,0.66);
  --line: rgba(169,129,46,0.28);
  --line-strong: rgba(169,129,46,0.55);
  --line-on-navy: rgba(245,239,225,0.14);
  --shadow-card: 0 24px 48px -28px rgba(14,28,51,0.35);
  --shadow-deep: 0 36px 80px -32px rgba(10,21,38,0.55);
  --ease: cubic-bezier(.22,.8,.24,1);
  --dur-fast: 200ms;
  --dur-base: 420ms;
  --dur-slow: 700ms;
  --radius-sm: 2px;
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; width:100%; overflow-x:hidden; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
}
body{
  margin:0;
  width:100%;
  min-height:100vh; min-height:100dvh;
  overflow-x:hidden;
  background:var(--parchment);
  color:var(--ink);
  font-family:'Archivo Text', -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img,svg{ max-width:100%; display:block; }
a{ color:inherit; }
h1,h2,h3,h4{
  font-family:'Playfair Display', Georgia, 'Times New Roman', serif;
  font-weight:600;
  text-wrap:balance;
  margin:0;
  color:var(--ink);
}
p{ margin:0; }
.tabular{ font-variant-numeric: tabular-nums; letter-spacing:.01em; }

.wrap{ max-width:1180px; margin:0 auto; padding:0 32px; }
@media (max-width:640px){ .wrap{ padding:0 22px; } }

.eyebrow{
  display:inline-flex; align-items:center; gap:10px;
  font-size:12.5px; letter-spacing:.16em; text-transform:uppercase;
  color:var(--brass-dark); font-weight:600;
}
.eyebrow::before{ content:""; width:22px; height:1px; background:var(--brass); }
.on-navy .eyebrow{ color:var(--brass-light); }

.skip-link{
  position:absolute; left:-999px; top:0; z-index:200;
  background:var(--navy); color:var(--on-navy);
  padding:12px 20px; font-size:14px; font-weight:600;
}
.skip-link:focus{ left:12px; top:12px; }

:focus-visible{
  outline: 2px solid var(--brass);
  outline-offset: 3px;
}

/* ---------- Reveal-on-scroll ---------- */
[data-reveal]{
  opacity:0; transform:translateY(22px);
  transition: opacity var(--dur-slow) var(--ease), transform var(--dur-slow) var(--ease);
}
[data-reveal].is-visible{ opacity:1; transform:translateY(0); }
@media (prefers-reduced-motion: reduce){
  [data-reveal]{ opacity:1; transform:none; transition:none; }
}

/* ---------- Buttons ---------- */
.btn{
  position:relative;
  display:inline-flex; align-items:center; gap:12px;
  padding:16px 30px;
  font-family:'Archivo Text', sans-serif;
  font-size:12.5px; font-weight:600; letter-spacing:.14em; text-transform:uppercase;
  text-decoration:none; cursor:pointer;
  transition: transform var(--dur-fast) var(--ease), box-shadow var(--dur-base) var(--ease),
              background var(--dur-base) var(--ease), border-color var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.btn:active{ transform: translateY(0) scale(.98); }

.btn-primary{
  background: linear-gradient(180deg, var(--brass-light), var(--brass) 60%, var(--brass-dark));
  color:var(--navy-3);
  border:1px solid var(--brass-dark);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,0.45),
    inset 0 -10px 14px -10px rgba(124,93,34,0.5),
    0 14px 26px -16px rgba(20,14,3,0.55);
}
.btn-primary:hover{
  transform: translateY(-2px);
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,0.5),
    inset 0 -10px 14px -10px rgba(124,93,34,0.5),
    0 20px 34px -16px rgba(20,14,3,0.6);
}

.btn-ghost{
  border:1px solid var(--brass-light); color:var(--brass-light);
  background: linear-gradient(180deg, rgba(211,179,106,0.06), rgba(211,179,106,0.02));
  box-shadow: inset 0 0 0 1px rgba(211,179,106,0.12);
}
.btn-ghost:hover{
  transform: translateY(-2px);
  background: rgba(211,179,106,0.14);
  border-color:var(--brass-light);
  box-shadow: inset 0 0 0 1px rgba(211,179,106,0.2), 0 16px 28px -18px rgba(0,0,0,0.5);
}

.btn-ghost-dark{
  border:1px solid var(--brass-dark); color:var(--ink);
  background: linear-gradient(180deg, rgba(169,129,46,0.05), transparent);
}
.btn-ghost-dark:hover{
  transform: translateY(-2px);
  background:rgba(169,129,46,0.1); border-color:var(--brass);
  box-shadow: 0 16px 28px -18px rgba(27,42,61,0.3);
}
@media (prefers-reduced-motion: reduce){
  .btn-primary:hover, .btn-ghost:hover, .btn-ghost-dark:hover{ transform:none; }
}

/* ---------- Header ---------- */
.site-header{
  position:sticky; top:0; z-index:100;
  background:rgba(245,239,225,0.86);
  backdrop-filter: blur(10px) saturate(1.1);
  border-bottom:1px solid transparent;
  transition: border-color var(--dur-base) var(--ease), background var(--dur-base) var(--ease), padding var(--dur-base) var(--ease);
}
.site-header.is-scrolled{
  border-color: var(--line);
  box-shadow: 0 12px 28px -24px rgba(14,28,51,0.4);
}
.header-row{
  display:flex; align-items:center; justify-content:space-between;
  padding:20px 0;
  transition: padding var(--dur-base) var(--ease);
}
.site-header.is-scrolled .header-row{ padding:13px 0; }
.brand-mark{ display:flex; align-items:center; gap:14px; text-decoration:none; }
.brand-mark svg{ width:40px; height:40px; flex:none; }
.brand-mark .btxt{ display:flex; flex-direction:column; line-height:1.2; }
.brand-mark .btxt .k{ font-size:10px; letter-spacing:.18em; text-transform:uppercase; color:var(--brass-dark); font-weight:600; }
.brand-mark .btxt .n{ font-family:'Playfair Display',serif; font-weight:600; font-size:19px; color:var(--ink); }

.main-nav{ display:flex; align-items:center; gap:36px; }
.main-nav a{
  font-size:14.5px; text-decoration:none; color:var(--ink);
  position:relative; padding:4px 0;
}
.main-nav a::after{
  content:""; position:absolute; left:0; right:100%; bottom:0; height:1px;
  background:var(--brass); transition: right var(--dur-base) var(--ease);
}
.main-nav a:hover::after{ right:0; }
.header-cta{ display:flex; align-items:center; gap:18px; }
.phone-pill{
  display:inline-flex; align-items:center; gap:9px;
  border:1px solid var(--brass); color:var(--ink);
  padding:10px 18px; font-size:13.5px; font-weight:600; text-decoration:none;
  letter-spacing:.02em;
  transition: background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.phone-pill:hover{ background:var(--brass); color:var(--parchment); }
.phone-pill svg{ width:15px; height:15px; }

.nav-toggle{
  display:none; background:none; border:none; cursor:pointer; padding:8px;
  width:44px; height:44px; align-items:center; justify-content:center;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after{
  content:""; display:block; width:22px; height:1.5px; background:var(--ink);
  transition: transform var(--dur-fast) var(--ease), opacity var(--dur-fast) var(--ease);
  position:relative;
}
.nav-toggle span::before{ position:absolute; top:-7px; }
.nav-toggle span::after{ position:absolute; top:7px; }
.nav-toggle[aria-expanded="true"] span{ background:transparent; }
.nav-toggle[aria-expanded="true"] span::before{ transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after{ transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 900px){
  .main-nav{
    position:fixed; inset:0 0 0 auto; width:min(320px,86vw); height:100vh; height:100dvh;
    background:var(--navy); flex-direction:column; align-items:flex-start;
    padding:110px 32px 40px; gap:26px;
    transform:translateX(100%); visibility:hidden; pointer-events:none;
    transition: transform var(--dur-base) var(--ease), visibility 0s linear var(--dur-base);
  }
  .main-nav.is-open{
    transform:translateX(0); visibility:visible; pointer-events:auto;
    transition: transform var(--dur-base) var(--ease);
  }
  .main-nav a{ color:var(--on-navy); font-size:17px; }
  .main-nav a::after{ background:var(--brass-light); }
  .header-cta .phone-pill span.txt{ display:none; }
  .nav-toggle{ display:flex; }
}
@media (min-width: 901px){
  .nav-toggle{ display:none; }
}

/* ---------- Hero ---------- */
.hero{
  position:relative; overflow:hidden;
  background:var(--navy);
  padding:120px 0 128px;
}
.hero-photo{
  position:absolute; inset:0;
  background-image: url('../img/stary-sacz-rynek.jpg');
  background-size: cover; background-position: center 62%;
  filter: url('#duotoneNavyGold') contrast(1.06);
  transform: scale(1.08) translateY(0);
  transition: transform 1.2s var(--ease);
  opacity:.9;
}
.hero-scrim{
  position:absolute; inset:0;
  background:
    linear-gradient(180deg, rgba(10,21,38,0.5), rgba(10,21,38,0.94) 68%, var(--navy) 100%),
    linear-gradient(90deg, rgba(10,21,38,0.8), rgba(14,28,51,0.3));
}
.hero-veil{
  position:absolute; inset:0;
  background: radial-gradient(ellipse 60% 50% at 18% 8%, rgba(211,179,106,0.16), transparent 60%);
}
.hero-frame{ position:absolute; inset:18px; z-index:2; pointer-events:none; }
.hero-frame i{ position:absolute; width:26px; height:26px; border:1px solid var(--brass-light); opacity:.55; }
.hero-frame i:nth-child(1){ top:0; left:0; border-right:none; border-bottom:none; }
.hero-frame i:nth-child(2){ top:0; right:0; border-left:none; border-bottom:none; }
.hero-frame i:nth-child(3){ bottom:0; left:0; border-right:none; border-top:none; }
.hero-frame i:nth-child(4){ bottom:0; right:0; border-left:none; border-top:none; }
@media (max-width:640px){ .hero-frame{ inset:10px; } .hero-frame i{ width:18px; height:18px; } }

/* film-grain texture, adds tactility to flat colour fields */
.grain{
  position:fixed; inset:0; z-index:999; pointer-events:none;
  opacity:.035; mix-blend-mode:overlay;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
}

/* scroll progress */
.scroll-progress{ position:fixed; top:0; left:0; right:0; height:2px; z-index:150; background:transparent; }
.scroll-progress span{
  display:block; height:100%; width:0%;
  background: linear-gradient(90deg, var(--brass-dark), var(--brass-light));
}
.hero-inner{ position:relative; z-index:2; max-width:640px; }
.hero .eyebrow{ opacity:0; animation: rise var(--dur-slow) var(--ease) .05s forwards; }
.hero h1{
  color:var(--on-navy); font-size:clamp(2.4rem, 5.4vw, 3.9rem); line-height:1.08;
  letter-spacing:-0.015em;
  margin-top:24px; max-width:16ch;
  opacity:0; animation: rise var(--dur-slow) var(--ease) .18s forwards;
}
.hero p.lead{
  color:var(--on-navy-muted); font-size:1.08rem; margin-top:22px; max-width:48ch;
  opacity:0; animation: rise var(--dur-slow) var(--ease) .32s forwards;
}
.hero .actions{
  display:flex; gap:16px; flex-wrap:wrap; margin-top:36px;
  opacity:0; animation: rise var(--dur-slow) var(--ease) .46s forwards;
}
.hero-seal{
  position:absolute; right:-40px; bottom:-60px; width:340px; height:340px;
  opacity:.16; z-index:1;
  animation: spin-slow 90s linear infinite;
}
@keyframes rise{ to{ opacity:1; transform:translateY(0); } }
@keyframes spin-slow{ to{ transform: rotate(360deg); } }
@media (prefers-reduced-motion: reduce){
  .hero .eyebrow,.hero h1,.hero p.lead,.hero .actions{ opacity:1; animation:none; }
  .hero-seal{ animation:none; }
  .hero-photo{ transition:none; }
}
@media (max-width:640px){
  .hero{ padding:96px 0 88px; }
  .hero-seal{ display:none; }
}

/* ---------- Partners wall ---------- */
.partners{
  background:var(--navy-2); border-top:1px solid var(--line-on-navy); border-bottom:1px solid var(--line-on-navy);
  padding:44px 0 52px;
}
.partners-label{
  color:var(--on-navy-muted); font-size:13px; letter-spacing:.04em; margin-bottom:22px;
}
.partner-grid{
  display:grid; grid-template-columns:repeat(auto-fill, minmax(130px, 1fr));
  gap:3px; background:var(--navy-2);
}
.partner-tile{
  background:var(--parchment-2);
  display:flex; align-items:center; justify-content:center;
  min-height:84px; padding:16px 18px;
  transition: background var(--dur-base) var(--ease), box-shadow var(--dur-base) var(--ease);
}
.partner-tile:hover{ background:var(--parchment); box-shadow: inset 0 0 0 1px var(--brass); }
.partner-tile span{
  font-family:'Playfair Display', serif; font-weight:500;
  font-size:13.5px; letter-spacing:.02em; text-align:center; line-height:1.3;
  color:var(--ink); opacity:.82;
  transition: opacity var(--dur-base) var(--ease), color var(--dur-base) var(--ease);
}
.partner-tile:hover span{ opacity:1; color:var(--brass-dark); }
.partner-tile.has-logo img{
  max-width:100%; max-height:32px; width:auto;
  filter:url('#logoBrass');
  opacity:.9;
  transition: opacity var(--dur-base) var(--ease), transform var(--dur-base) var(--ease);
}
.partner-tile.has-logo:hover img{ opacity:1; transform:scale(1.05); }
.partner-tile.has-logo.is-boxed img{ filter:none; max-height:30px; border-radius:1px; }
.partner-tile.has-logo.is-boxed:hover img{ transform:scale(1.03); }
@media (max-width:640px){
  .partner-grid{ grid-template-columns:repeat(auto-fill, minmax(108px, 1fr)); }
  .partner-tile{ min-height:70px; padding:14px 10px; }
  .partner-tile span{ font-size:12.5px; }
}

/* ---------- Sections ---------- */
section{ padding:112px 0; }
.section-head{ max-width:640px; margin-bottom:60px; }
.section-head h2{ font-size:clamp(1.8rem,3vw,2.5rem); margin-top:18px; letter-spacing:-0.01em; }
.section-head p{ margin-top:18px; color:var(--ink-soft); font-size:1.02rem; max-width:56ch; }
.rule-top{ border-top:1px solid var(--line); }
@media (max-width:640px){
  section{ padding:56px 0; }
  .section-head{ margin-bottom:36px; }
}

/* ornamental section divider */
.ornament{ display:flex; align-items:center; justify-content:center; gap:14px; margin-bottom:56px; }
@media (max-width:640px){ .ornament{ margin-bottom:32px; } }
.ornament span{ width:64px; height:1px; background:linear-gradient(90deg, transparent, var(--line-strong)); }
.ornament span:last-child{ background:linear-gradient(90deg, var(--line-strong), transparent); }
.ornament i{ width:7px; height:7px; border:1px solid var(--brass); transform:rotate(45deg); flex:none; }

/* offer cards */
.offer-grid{
  display:grid; grid-template-columns:repeat(3,1fr); gap:1px;
  background:var(--line); border:1px solid var(--line);
}
@media (max-width:900px){ .offer-grid{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:600px){ .offer-grid{ grid-template-columns:1fr; } }
.offer-card{
  background:var(--parchment); padding:40px 32px;
  position:relative; overflow:hidden; z-index:0;
  transition: background var(--dur-base) var(--ease), transform var(--dur-base) var(--ease), box-shadow var(--dur-base) var(--ease);
}
.offer-card::before{
  content:""; position:absolute; left:0; top:0; right:100%; height:2px; background:var(--brass);
  transition: right var(--dur-base) var(--ease);
}
.offer-card::after{
  content:""; position:absolute; right:10px; bottom:10px; width:14px; height:14px;
  border-right:1px solid var(--brass-light); border-bottom:1px solid var(--brass-light);
  opacity:0; transform:translate(-4px,-4px); transition: opacity var(--dur-base) var(--ease), transform var(--dur-base) var(--ease);
}
.offer-card:hover{
  background:var(--parchment-2); transform:translateY(-5px);
  box-shadow: var(--shadow-card); z-index:1;
}
.offer-card:hover::before{ right:0; }
.offer-card:hover::after{ opacity:1; transform:translate(0,0); }
.offer-card .icon{ width:40px; height:40px; color:var(--brass-dark); transition: color var(--dur-base) var(--ease); }
.offer-card:hover .icon{ color:var(--brass); }
.offer-card h3{ font-size:1.2rem; margin-top:22px; }
.offer-card p{ margin-top:12px; color:var(--ink-soft); font-size:.98rem; }

/* process */
.process-list{ display:grid; grid-template-columns:repeat(3,1fr); gap:48px; counter-reset:step; }
@media (max-width:800px){ .process-list{ grid-template-columns:1fr; gap:40px; } }
.process-item{ position:relative; padding-left:0; }
.process-item .step-no{
  font-family:'Playfair Display',serif; font-size:14px; color:var(--brass);
  letter-spacing:.08em; display:block; margin-bottom:14px;
}
.process-item h3{ font-size:1.15rem; }
.process-item p{ margin-top:10px; color:var(--ink-soft); font-size:.98rem; }
.process-list{ position:relative; }
.process-list::before{
  content:""; position:absolute; top:8px; left:0; right:0; height:1px;
  background: repeating-linear-gradient(90deg, var(--line-strong) 0 6px, transparent 6px 12px);
}
@media (max-width:800px){ .process-list::before{ display:none; } }

/* about */
.about{ background:var(--navy); color:var(--on-navy); position:relative; overflow:hidden; }
.about-grid{ display:grid; grid-template-columns:1.1fr 1.4fr; gap:64px; align-items:center; }
@media (max-width:860px){ .about-grid{ grid-template-columns:1fr; gap:40px; } }
.about-seal{ width:100%; max-width:280px; margin:0 auto; }
.about h2{ color:var(--on-navy); }
.about .section-head p{ color:var(--on-navy-muted); }
.about-body p{ color:var(--on-navy-muted); margin-top:18px; font-size:1.02rem; max-width:56ch; }
.about-body p:first-child{ margin-top:0; }
.about .eyebrow{ color:var(--brass-light); }
.about .eyebrow::before{ background:var(--brass-light); }

/* contact */
.contact-grid{ display:grid; grid-template-columns:1fr 1fr; gap:64px; align-items:start; }
@media (max-width:860px){ .contact-grid{ grid-template-columns:1fr; gap:40px; } }
.contact-list{ margin-top:28px; display:flex; flex-direction:column; gap:20px; }
.contact-row{ display:flex; align-items:flex-start; gap:16px; }
.contact-row .icon{ width:22px; height:22px; flex:none; margin-top:2px; color:var(--brass-dark); }
.contact-row a, .contact-row span.val{ font-size:1.02rem; text-decoration:none; }
.contact-row a:hover{ color:var(--brass-dark); }
.contact-row .lbl{ display:block; font-size:12px; letter-spacing:.08em; text-transform:uppercase; color:var(--ink-soft); margin-bottom:3px; }
.map-frame{ border:1px solid var(--line); filter: sepia(18%) saturate(70%); }
.map-frame iframe{ width:100%; height:340px; border:0; display:block; }

/* footer */
.site-footer{ background:var(--navy-3); color:var(--on-navy-muted); padding:56px 0 36px; }
.footer-row{ display:flex; justify-content:space-between; align-items:flex-start; gap:32px; flex-wrap:wrap; }
.footer-brand{ display:flex; align-items:center; gap:14px; }
.footer-brand svg{ width:34px; height:34px; }
.footer-brand .n{ font-family:'Playfair Display',serif; color:var(--on-navy); font-size:16.5px; font-weight:600; }
.footer-meta{ font-size:13.5px; line-height:1.9; }
.footer-meta a{ text-decoration:none; }
.footer-meta a:hover{ color:var(--brass-light); }
.footer-bottom{ margin-top:40px; padding-top:22px; border-top:1px solid var(--line-on-navy); font-size:12.5px; opacity:.7; }